Articles and Education

What is Coinsurance in Health Insurance?

Many people wonder what is coinsurance in health insurance and how does it work? Is it the same as a deductible and who has to pay it? We know it can seem confusing all the terms you hear with health insurance, but when you break it down, it’s easy to understand and...

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How To Get Health Insurance

In a nutshell, health insurance is a way of covering the price of your medical bills and health treatment. Most people are unable to pay for all of their health-care expenses out of pocket and must rely on a debit or credit card to do so. Health insurance can make it...

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5 Ways To Get Health Insurance When Self Employed

One of the biggest challenges facing freelancers today (aside from landing paying clients) is finding affordable healthcare coverage. In fact, according to a 2016 study by Upwork, 11 million freelancers in the U.S. workforce are without health insurance. It can be...

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Healthcare in 2020: What You Need to Know

If you’re reading this, smart money says you’re just as confused as most people about healthcare in 2019.  Can I buy coverage now? Maybe. Is there a penalty if I don’t find an ACA plan? No. What are my options if I lost my coverage?  Several. Is it even...

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What is a Health Savings Account?

A Health Savings Account (HSA) is a tax-advantaged medical saving account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP).  The funds contributed to an account are not...

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